small traders
We are practical people who have a wealth of experience in running businesses. We have been there, know the issues, the best solutions and can anticipate the next challenges.

We believe in helping our clients develop their businesses for growth and profitability by concentrating on increasing the bottom line through practical solutions. Through focusing on improving your profitability we help our clients & distinguish ourselves from our competitors.

Get in touch with us
See what we can do
Property Development is a specialist market complicated by unusual funding, tax and management requirements. We have experience in all of these aspects. So if you want close support from specialists, rather than generalist and their guesses, then please contact us.

We have ongoing relationships with specialist funders. If you want to see how you can improve on your funding contact us.
We can offer advice on:

Project Feasibility

Benchmark costings

Project structure & funding

Raising finance

Project Cash flows

Monthly cost control

Commercial procedures to maximise margins and cut risks

Managing funders & Banks

For further information please contact us

Latest News....................
New CIS. Gone are the cards or vouchers (hooray), but welcome more fines & monthly returns (hiss). There’s also a new nasty little confirmation that contractors will have to give, which could come back to bite you. Verification numbers & procedures will be the new focus.

Call for an update & help. 0117 904 7872
                                               Andrew Waters & Associates | Chartered Accountants & Business Advisors
                                                16 Westfield Road, Westbury on Trym, Bristol, BS9 3HG
                                                Tel: 0117 904 7872 Email:

                                                 Incorporated in England & Wales | Company Reg No:4576327
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